How Extended Warranties Work

In buying an extended warranty, as in so many other aspects of life, it’s important to be fully informed before making your purchase. Before committing to a warranty and a warranty company, take the time to fully explore the ins and outs of the various coverages. Many coverages look similar; you should request copies of every contract you are considering, and then compare them to determine what best fits your needs. If a warranty seller will not let you see this before you buy then you should look elsewhere.

Here are some questions you should have answered before purchasing your warranty:

Do I really need an Extended Warranty?
There are many reasons to purchase an extended warranty. Your vehicle is one of your biggest investments. An extended warranty will ensure it is always in the best mechanical condition. With the complexity of today's vehicles, one major repair often costs more than the extended warranty.

When should I buy coverage?
With Warranty Direct, you’re never buying double coverage. All prices take into account your manufacturer’s warranty, if any, and take over after it expires. Your car warranty is less expensive the earlier you purchase it. As the vehicle ages and accrues mileage, the price for protection rises. Prices may also rise due to increasing labor and parts prices. You will be offered the lowest price and longest term the newer your vehicle is. Why not lock into today's low prices and protect yourself from tomorrow's rising repair rates?

How do claims work?
Warranty Direct lets you use the repair facility of YOUR choice (dealer, national chain, local mechanic) and pays your claim quickly and efficiently over the phone via corporate credit card. Simply present your Warranty Direct Membership Card to the service professional, who in turn will contact the claims department. You simply pay your deductible (if any). They cover parts, labor and even sales tax, if applicable. There is no paperwork, no need to lay out any money and no limit on the number of claims you may have. With over 50 people dedicated to handling claims, they are proud that they process claims faster than anyone else in the industry. Having done business with over 18,000 repair facilities across the country; their acceptance is the widest in the industry.

The Company
Warranty Direct is a product of one of the nation’s oldest and largest warranty companies. You can buy from us with complete confidence. This 23 year old company has been publicly traded (ISTN) and has received numerous distinctions of its financial stability including being named a Forbes Magazine Top 200 Small Public Company three times. When looking at extended warranty companies, this financial stability is of the utmost importance. You should know that they handle their own claims, and never send you off to an unknown third party. Their experience is unmatched with well over 1 million plans sold.

They are NOT an internet only company, they have a long history of selling plans through wholesale channels. Others rely solely on the internet for all their business, that’s risky.

Insurance provides peace of mind but most important is the financial stability of the administrator, as they pay for your vehicle repairs. All Warranty Direct’s extended warranties are insured by an A-Excellent rated insurance company. For even greater protection, the plans are reinsured by an A+ Superior rated insurance company. We can’t reiterate how important that is.


The Coverage
No matter which car warranty you choose, you’ll find this coverage to be the most comprehensive, with consumer friendly contract language that is straight forward and easy to understand. If you are not completely satisfied within the first 60 days and have not filed a claim, Warranty Direct will issue a 100% refund. They offer the most terms available, so you may choose the one that best matches your driving habits. Many coverages offered look similar, until one looks at the actual warranty terms and conditions. Ask for a copy of the actual terms and conditions before you buy.

Peace of Mind Benefits
All Warranty Direct automobile warranties include FREE 24x7 roadside assistance for the LIFE of the warranty. No other company offers this. Need a tow, a tire changed, battery jump started, mechanical first-aid – ALL COVERED with this plan. This is not a reimbursement plan or one tied to covered repairs only but a true nationwide roadside assistance plan. You will never be stranded on the side of the road with no one to call. Car rental reimbursement and travel interruption protection are also included. Protection is available 24 hours a day!


Why is Warranty Direct the best value?
Because reducing your risk is what it’s all about. We are aware of no other company that offers you coverage as comprehensive with fewer exclusions, contractual benefits and the financial stability of a 23 year old public company that has sold and administered well over 1 million warranties. You may find a lower price but you’ll never find a better value. We all know the feeling of getting the cheapest price only to find out the product did not deliver as advertised. That may be fine with bargain grocery store items but can you really afford to take risks with a warranty for your car?

That’s the Warranty Direct difference. A blanket of protection for your vehicle and peace of mind for you. Get a Free Quote on an Extended Warranty now.

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