Auto Finance Basics

The most important part of the finance process is to shop around. If you show up at the car dealer without an idea of rates, you will get taken for a ride every time (and I'm not talking about in the car). There are many sites that offer free auto financing rate quotes. Some will come in the form of a check, so if you decide to buy the car, it's a very easy process. You should get a couple quotes before you even go to the dealer. Once at the dealer, you can present them with the rate that you have already, and see what they can do for you. I can almost guarantee that finance rate will be less if you go in there with a competing offer.

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